BeverlyBrongersma.com

One of the ways I save money is by utilizing the vast amount of Open Source freeware available.

I’ve decided to start a series of blog entries dedicated to the Software I use. I know that this has been done before by many bloggers… But, there are still a few people who may not have come across this information.

For example; rather than pay $149.95 for the least expensive version of Microsoft Office… I use OpenOffice.Org.

I admit that I was skeptical at first as to whether or not it could stand up to it’s well known competitor. At this time… the only inconvenience I had was having to remember to save the file in a *.doc format before sending it off to an Office user. But, I discovered that you can set the *.doc format as a default!!

Continue Reading »

Part of my day is spent watching CNBC. Lately, it is akin to watching a bad horror movie. There isn’t any actual story line, the plot sucks, and the villian is an idiot.

As of this moment Crude Oil is at $141.84. I wouldn’t be suprised if it hit $150 by friday. It wouldn’t be 4th of July without higher gas prises. How Patriotic.

Continue Reading »

According to the Jott.com site they describe themselves as:

“a voice to text service that makes staying organized and in touch easy. Jott allows consumers to easily and safely send emails and text messages, set reminders, organize lists, and post to web services with their voice. Since its introduction in late 2006, Jott has made world class voice transcription accessible to anyone with a cell phone. Life is busy. Talk to Jott. Get Simple Back™.” Continue Reading »

With layoffs, rising gas prices, rising cost of food, and erratic adjusting mortgage rates… have you maxed out your credit cards as another source of “income”?

There may be help… The National Foundation for Credit Counseling can help you to bail yourself out.

They also offer foreclosure relief.

Please keep your eyes open for sharks in this crazy time. Just because they play off of your need for help doesn’t mean that they are actually out to help you.

If you have any questions on whether or not an agency is legitimate I will be glad to look at any paperwork for you.

This news release is a little dated considering HUD released it July 11, 2007. But, it seems to apply now more than ever.

I think one of the most important tips on here if you are in dire straits… Contact HUD for help! Do not pay fees to someone who says they can help you. HUD sponsored agencies are paid by HUD; Not the consumer!

You can also contact your lender and ask them for a loan modification without any outside assistance.

If you have any questions on anything in the following article… do not hesitate to ask. If I don’t know the answer I will find it for you. Continue Reading »